Lorenzo de Tonti
Lorenzo de Tonti c. 1602 – c. 1684 was a governor of Gaeta, Italy and a Neapolitan banker. He is sometimes credited with the invention of the tontine, a form of life insurance, although it has also been suggested that he simply modified existing procedures. Around 1650, his wife, Isabelle di Lietto, gave birth to their first son, the future explorer Henri
